In the midst of a global search for a medical remedy for the covid-19 pandemic, an author formulates a financial remedy to help people maintain and restore their financial wellness.After identifying that financial literacy is not a privilege to which most people have access, a quantitative analyst, actively involved in the banking industry and with over ten years of experience in finance and banking, embraces the responsibility of educating people in financial literacy by sharing his day to day observations and tips on how to survive during tough economic times. In this book, the author shares the tremendous wealth of experience that he has accumulated and raises awareness on various topics. From dealing with debt collectors, managing bad debts and fraud prevention tips, to other tips that are useful such as information on how to build or rebuild an excellent credit score. The book also aims to prepare people for the future of transacting and banking, and the safest practices in using the technology for transacting